Tuesday, October 2, 2012

Access 4 Finance offer 65pc net commission - Loans - Mortgage ...

1 October, 2012

Access 4 Finance already offers fully transparent commission structure meaning their introducers get to see a full breakdown of the cost associated with the loans including invoices. It also lets introducers choose their own broker fee - as long as the deal makes commercial sense for the company.

Scott Thorpe, director of Access 4 Finance, said: ?We have decided to launch this commission structure to firstly say a massive thank you to our current introducers and also to try and get more people considering secured loans with rates starting at 6.9%.

?With our lenders showing a common sense approach to lending in regards to how they treat not only self-employed clients but also adverse customers this should make a great proposition to introducers and their clients along with also been profitable for the advisers.?

Loans Warehous?s secured loan index figures showed the industry paid out ?34,600,000 in secured loans in August alone.

Thorpe added: ?On an average 10% income generated per case our new proposal if all the completions had come from introducers our proposal would mean they would have earned an extra ?519,000 between them in the space of one month making for a very attractive Christmas.?

With Access 4 Finance?s commission structure a ?20,000 loan amounts to Income of ?2,800 minus a cost of ?220. That generates a net income of ?2580 which at 50% would mean an introducer would earn ?1290. Under the Access 4 Finance structure introducers would earn ?1677 - an extra ?387.

Source: http://www.mortgageintroducer.com/mortgages/244501/4/Daily_news/Access_4_Finance_offer_65pc_net_commission.htm

travis barker get back on board rob lowe peyton manning what is sopa marianne gingrich ibooks author gabrielle union

Monday, October 1, 2012

Nanoparticles glow through thick layer of tissue

Monday, October 1, 2012

An international research team has created unique photoluminescent nanoparticles that shine clearly through more than 3 centimeters of biological tissue -- a depth that makes them a promising tool for deep-tissue optical bioimaging.

Though optical imaging is a robust and inexpensive technique commonly used in biomedical applications, current technologies lack the ability to look deep into tissue, the researchers said.

This creates a demand for the development of new approaches that provide high-resolution, high-contrast optical bioimaging that doctors and scientists could use to identify tumors or other anomalies deep beneath the skin.

The newly created nanoparticles consist of a nanocrystalline core containing thulium, sodium, ytterbium and fluorine, all encased inside a square, calcium-fluoride shell.

The particles are special for several reasons. First, they absorb and emit near-infrared light, with the emitted light having a much shorter wavelength than the absorbed light. This is different from how molecules in biological tissues absorb and emit light, which means that scientists can use the particles to obtain deeper, higher-contrast imaging than traditional fluorescence-based techniques.

Second, the material for the nanoparticles' shell --calcium fluoride -- is a substance found in bone and tooth mineral. This makes the particles compatible with human biology, reducing the risk of adverse effects. The shell is also found to significantly increase the photoluminescence efficiency.

To emit light, the particles employ a process called near-infrared-to-near-infrared up-conversion, or "NIR-to-NIR." Through this process, the particles absorb pairs of photons and combine these into single, higher-energy photons that are then emitted.

One reason NIR-to-NIR is ideal for optical imaging is that the particles absorb and emit light in the near-infrared region of the electromagnetic spectrum, which helps reduce background interference. This region of the spectrum is known as the "window of optical transparency" for biological tissue, since the biological tissue absorbs and scatters light the least in this range.

The scientists tested the particles in experiments that included imaging them injected in mice, and imaging a capsule full of the particles through a slice of pork more than 3 centimeters thick. In each case, the researchers were able to obtain vibrant, high-contrast images of the particles shining through tissue.

The results of the study appeared online on Aug. 28 in the ACS Nano journal. The international collaboration included researchers from the University at Buffalo and other institutions in the U.S., China, South Korea and Sweden. It was co-led by Paras N. Prasad, a SUNY Distinguished Professor and executive director of UB's Institute for Lasers, Photonics and Biophotonics (ILPB), and Gang Han, an assistant professor at University of Massachusetts Medical School.

"We expect that the unprecendented properties in the core/shell nanocrystals we designed will bridge numermous disconnections between in vitro and in vivo studies, and eventully lead to new discoveries in the fields of biology and medicine," said Han, expressing his excitement about the research findings.

Study co-author Tymish Y. Ohulchanskyy, a deputy director of ILPB, believes the 3-centimeter optical imaging depth is unprecedented for nanoparticles that provide such high-contrast visualization.

"Medical imaging is an emerging area, and optical imaging is an important technique in this area," said Ohulchanskyy. "Developing this new nanoplatform is a real step forward for deeper tissue optical bioimaging."

The paper's first authors were Guanying Chen, research assistant professor at ILPB and scientist at China's Harbin Institute of Technology and Sweden's Royal Institute of Technology and Jie Shen of the University of Massachusetts Medical School. Other institutions that contributed included Roswell Park Cancer Institute, the University of North Carolina at Chapel Hill and Korea University at Seoul.

The next step in the research is to explore ways of targeting the nanoparticles to cancer cells and other biological targets that could be imaged. Chen, Shen and Ohulchanskyy said the hope is for the nanoparticles to become a platform for multimodal bioimaging.

###

University at Buffalo: http://www.buffalo.edu

Thanks to University at Buffalo for this article.

This press release was posted to serve as a topic for discussion. Please comment below. We try our best to only post press releases that are associated with peer reviewed scientific literature. Critical discussions of the research are appreciated. If you need help finding a link to the original article, please contact us on twitter or via e-mail.

This press release has been viewed 32 time(s).

Source: http://www.labspaces.net/123983/Nanoparticles_glow_through_thick_layer_of_tissue

texas a m insight bowl russell brand files for divorce bowl game schedule katy perry and russell brand katy perry divorce brock lesnar retires

Home Improvement Tip #15: How To Install A Security Deadlock

Here is a step-by-step video guide of How To Install A Security Deadlock. ?This video is brought to us by our friends at Bunnings Warehouse. ?It will teach you how to correctly install a security deadlock. It is necessary to know the correct procedures in installing a security deadlock and this easy to follow ?HowTo? video will be a great help for you to learn on how to make and install any security deadlock.

If you plan to buy or sell a home today and you require a building inspection, pest inspection or any pool safety inspections, you can book in your building and pest inspection to the respective Aegis Building Inspection in your areas.?We are the Aegis Building Inspections, experts in property inspections.? If you are living in the Gold Coast, you can visit the link to building inspection gold coast.? If you live in Logan, Ipwich or in Brisbane, follow the link to building inspection brisbane. ?Or you may call us at (07) 3103 3393.?Hurry! Make sure you don?t miss this opportunity to secure your investment.

Source: http://www.aegisbuildinginspections.com.au/home-tips/home-improvement/home-improvement-tip-15-how-to-install-a-security-deadlock/

april 17 boston marathon tu pac hologram shuttle pippa middleton space shuttle discovery spacex

Bill and Giuliana Rancic Will Show Their Baby's Birth | Famecrawler

75686PCN Guilianna15 199x300 Giuliana Rancic: Baby Dukes Birth Will Be Televised

Bill and Giuliana Rancic.

Proud new parents are often eager to share everything with the world, from the official birth announcement to the video of baby?s first steps.

So it is with Giuliana and Bill Rancic. Ever since the birth of their son, Edward Duke, they?ve been sharing photos and talking to interviewers about the sheer joy of being parents after so many long and frustrating years.

Now they?re taking the sharing a step further. Giuliana tells the Chicago Sun-Times Sunday magazine Splash that they?ll be airing their home footage of Duke?s birth on the upcoming season of their reality show, Giuliana & Bill.

The couple had previously decided that they wanted the birth to stay personal. They told the Style Network not to send their cameras into the Denver delivery room when their gestational surrogate, Delphine, went into labor. But Giuliana and Bill did bring their own video camera to capture the miraculous moment.

And now that a month has passed, they?ve reconsidered their decision.

?This is our sixth season and people have followed our story for years,? Giuliana tells the magazine.

?To have people praying for you and supporting you and wanting the best for you and wanting you to have this baby so badly, and then to say, ?Thanks for all your prayers, thanks for your support, we?re not showing the baby.? That?s wrong.? So they gave their own footage to the producers.

But there?s lots more for Giuliana & Bill fans to see before the birth episode airs. The new season, which starts Tuesday, will also feature Giuliana?s baby shower, her coverage of the Olympics in London, the couple?s search for a larger house and their hunt for just the right nanny for little Duke.

The Rancic family has been spending time in Chicago while Bill supervises the opening of his new restaurant. Soon, they?ll be packing up again and traveling back to Los Angeles to settle into their new home.

What do you think? Are you glad Giuliana and Bill are sharing the birth video?

[Photo: via PacificCoastNews]

More from Shana:

Drop Dead Gorgeous! Amy Adams Goes Shopping With Her Family

Jessica Alba and Family Have Lunch in L.A.

Family Day! Heidi Klum and Her Boyfriend Go to the Park With Her Kids

Kristin Cavallari Can?t Wait to Be a Mom Again!

Kim vs. Kourtney: The Kardashians Go Dragon Boat Racing

Read more of Shana?s writing at Momsperiments.

And don?t miss a post! Follow Shana on Twitter!

Don?t miss the latest from Famecrawler ? like our Facebook page!

 Giuliana Rancic: Baby Dukes Birth Will Be Televised

Source: http://blogs.babble.com/famecrawler/2012/09/30/giuliana-rancic-baby-dukes-birth-will-be-televised/

torrie wilson alabama lsu bcs national championship bcs championship bcs national championship 2012 university of alabama national championship game

Maingear launches a 17-inch gaming laptop with free custom paint ...

Maingear is launching its 17-inch custom gaming Nomad 17 laptop today with the latest Intel mobile processors.

Kenilworth, N.J.-based Maingear is a boutique maker of gaming rigs, including desktops, notebooks, and workstations. This beefy laptop also has brains, as it uses third-generation Intel Core i7 processors (up to 3.8 gigahertz) and Nvidia GTX 600 series graphics.

The machine comes with a bunch of custom paint options for free for customers. Customers can select one of six glossy colors like the red one above. It has up to 32 gigabytes of DDR3-1600MHz main memory and a variety of hard drive options. For faster boot times, it has a solid-state drive option for caching, which shortens load times and disk-intensive tasks.

The machine comes with an Nvidia GeForce GTX 675M graphics chip, upgradeable to the GeForce GTX680M. For connectivity, ports include USB 3.0 and 2.0, eSATA, Bluetooth, Ethernet, 802.11n, HDMI, and VGA-out ports. The machine has a full backlit keyboard, a high-definition 1080p display, a multitouch trackpad, and dual speakers with a built-in subwoofer.

Source: http://venturebeat.com/2012/09/29/maingear-launches-a-17-inch-gaming-laptop-with-free-custom-paint-jobs/

pro bowl roster quirky chrissy teigen chia seeds embers shannon brown mike rowe

Geothermal Energy Association Expo 2012

Sorry, Readability was unable to parse this page for content.

Source: http://www.trumba.com/calendars/nnbw?eventid=101339449

will ferrell double fine adventure turbo tax katharine mcphee cold mountain valentines day ideas the villages florida